PENGARUH BOPO DAN LDR TERHADAP ROA PADA PERUSAHAAN (Pada Perusahaan Bank Konvensional Terdaftar Di Bei Periode 2014-2021)

The influence of BOPO and LDR, on ROA in conventional bank companies listed on the IDX in 2014-2021 with 80 annual financial reports as research data. And the analytical method used was a quantitative method.

The results showed that partially BOPO had a significant influence on ROA as evidenced by the value of t count -17.89615 < t table -1.99125. While partially LDR had no significant influence on ROA as evidenced by the t value 1.402375 < t table 1.99125. In addition, the simultaneous test showed that BOPO and LDR together had an influence on ROA in conventional bank companies listed on the IDX in 2014-2021, as evidenced by the calculated F value of 156,600 > F table 3.12. And in testing the coefficient of determination showed the R Square value of 0.802 which meant that 80.2% of the ROA variable was influenced by the BOPO and LDR variables, while the remaining 19.8% was influenced by other variables outside this study such as the type of company, company age, company scale, production price, etc.

Keywords: BOPO, LDR and ROA